07738010714 subu@arunfs.co.uk 173, Squires Ave, Nottingham, NG6 8GD

Family Income Benefit Insurance

Who is this cover designed for?
A: It’s especially popular with people who have children or a partner who depends on their income. It helps ensure your loved ones can keep up with daily expenses and future plans if you’re no longer here to provide.

How does it work?
A: If you pass away (or become critically ill, if covered), the insurer pays your family a monthly income for the rest of the policy term. For example, you could set it to pay until your children are financially independent, often until age 21 or 23 if they continue in education.

Why choose monthly income instead of a lump sum?
A: A regular monthly payment makes it easier for your family to manage ongoing costs like mortgage/rent, bills, food, and school expenses—without the worry of budgeting a lump sum for many years.

Can I tailor the plan to my budget?
A: Yes. Family Income Benefit is very flexible—you choose the monthly income amount, the length of the policy, and whether to include critical illness cover. This means the plan can be designed to fit your family’s needs and your budget.

What’s the main benefit of this type of plan?
A: Peace of mind. If the worst happened, your family would have a steady income to help them stay on track, continue their lifestyle, and focus on what really matter.

Our Location

Serving Nottingham and the UK with expert mortgage and protection advice tailored to your financial needs.

Nottingham

173 Squires Ave, Bulwell

Hours

9 AM - 5 PM

Services

Expert mortgage and protection advice tailored for you.

Contact

Guidance

subu@arunfs.co.uk

07738010714

"Your home or property may be repossessed if you do not keep up repayments on your mortgage."

Arun Financial Services Ltd is registered in England and Wales under registration number 13313240. The registered address, 173 Squires Ave, Nottingham, NG6 8GD. Arun Financial Services Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority. Mortgages - For our advice services, we will charge a fee of £399, which is payable upon the mortgage offer. After the fee has been paid, you will not receive a refund if your mortgage or loan does not go ahead. However, the amount of the fee paid will be transferred to a new application. We will also be paid a procuration fee by the lender. The amount of the procuration fee will be disclosed to you. You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us. If an application is submitted to a lender via a packager (a 3rd party specialist), we will be paid commission by the packager. This will be disclosed to you.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK